See the complete picture without blame.
Separate facts from fear. Name what comes in, what goes out and what needs a decision.
Free live class · Weeknights · Pacific time
See where your money goes and agree on what it does next.
Choose one live evening with Aunty Foluke. She will teach the 40:60 method with a worked household example, then help you turn it into one plan both partners can use.
Free. Live with Aunty Foluke. Pick one Pacific-time weeknight.
Recognise your starting point
You do not need another lecture about money. You need to see the part that keeps following you home.
No one has to tell you what your problem is. Choose the line that already sounds familiar.
The hour makes the invisible load visible.
You see where the money is going, decide what should happen first and leave with a way to talk about it without one person winning.
Come with one question. Leave with one shared starting point.
What you take home
The hour is built around what becomes easier after you leave.
Give both partners a real place in the plan.
The detail person and the big-picture person both make a choice. Nobody sits back and says, “Whatever you want.”
Leave with a 15-minute conversation you can repeat.
Use one short weekly meeting to keep the numbers visible and the next move agreed.
The method
Put purpose before leftovers.
The 40:60 method gives the first 40 percent of income a job before everyday life absorbs everything else.
- 10%Give
- 10%Save
- 10%Invest
- 10%Fun
- 60%Life
How the evening works
Three simple steps. Nothing to study first.
- 1
Choose the evening that fits.
Pick one of the live Pacific-time sessions in the calendar.
- 2
Bring one money question.
Use ranges if you prefer. Nobody needs your exact household figures in the group.
- 3
Take the method home.
Screenshot the framework and try your first 15-minute money meeting together.
Each evening is a shared live session. More than one household can choose the same date.
Meet Aunty Foluke
Learn from someone who rebuilt before she coached.
After her divorce, Foluke paid off $65,000 in debt in two years, built an emergency fund and later paid her son's college tuition in cash.
Ramsey Certified financial coach and Financial Peace University teacher at Saddleback Church.
24 years in corporate sales, finishing as a national sales director before starting Hand In Hand Consulting.
Author of Plant Your Money Seeds, teaching stewardship in plain household language.
What clients say
Relief first. Then a move that feels possible.
“The feeling of relief. You make it clear, possible, loving and non-judgmental. I feel comfortable and safe.”Joanna A. · coaching client
“I've wiped out a lot of my debt and now I am positioned to build wealth.”Stephen N. · results achieved in four months
Individual experiences vary.
Choose your evening
Tell Foluke where to send the link, then pick your live session.
The calendar shows the exact dates and times still available. Your booking adds you to that evening. It does not make the session unavailable to everyone else.
- One live hour
- Pacific time
- Bring your partner if you can
- Confirmation and joining link by email
Last step. Pick your date.
Choose the exact Pacific-time evening that works for you. You will receive the joining link by email.
Before you ask
Four honest answers.
Is this a pitch?
Foluke teaches for most of the hour and makes an offer at the end. You will know when it starts, and you can leave at that point with the whole method and owe her nothing.
What if my partner will not come?
Come on your own. Bring what you learn back to the table and invite them into the first 15-minute conversation.
Will I have to share our exact numbers?
No. Use ranges in the group. Exact figures stay private. You can still work the method and ask the question that brought you.
Does one booking close that evening?
No. Each evening is a group session and accepts multiple households. Your booking adds you to the session without removing it for everyone else.