See the complete picture without blame.
Separate facts from fear. Name what comes in, what goes out and what needs a decision.
Free live class · Tuesdays 5:30pm Pacific
Find the Money. One free live hour to see where your money goes.
Save your seat with Aunty Foluke. She teaches the 40:60 method live, then helps you turn it into one plan you can both use.
- One live hour, every Tuesday at 5:30pm Pacific
- The 40:60 method with a worked household example
- Bring your partner if you can, or come on your own
Aunty Foluke OlayeleRamsey Certified coach · FPU teacher · Author
What couples say
Hear it in their own words.
We are credit card debt free. You could not say that before.
Ana and Jacob, married couple and coaching clients
Money was the one area they had avoided since their wedding. One honest hour is where many couples begin.
Individual experiences vary.
Recognise your starting point
You do not need another lecture about money. You need to see the part that keeps following you home.
No one has to tell you what your problem is. Choose the line that already sounds familiar.
The hour makes the invisible load visible.
You see where the money is going, decide what should happen first and leave with a way to talk about it without one person winning.
Come with one question. Leave with one shared starting point.
What you take home
The hour is built around what becomes easier after you leave.
Give both partners a real place in the plan.
The detail person and the big-picture person both make a choice. Nobody sits back and says, “Whatever you want.”
Leave with a 15-minute conversation you can repeat.
Use one short weekly meeting to keep the numbers visible and the next move agreed.
The method
Put purpose before leftovers.
The 40:60 method gives the first 40 percent of income a job before everyday life absorbs everything else.
- 10%Give
- 10%Save
- 10%Invest
- 10%Fun
- 60%Life
How the evening works
Three simple steps. Nothing to study first.
- 1
Save your seat.
It takes about a minute. Your joining link and calendar details arrive by email.
- 2
Bring one money question.
Use ranges if you prefer. Nobody needs your exact household figures in the group.
- 3
Take the method home.
Screenshot the framework and try your first 15-minute money meeting together.
Every class is a shared live session. More than one household can join the same evening.
Meet Aunty Foluke
Learn from someone who rebuilt before she coached.
After her divorce, Foluke paid off $65,000 in debt in two years, built an emergency fund and later paid her son's college tuition in cash.
Ramsey Certified financial coach and Financial Peace University teacher at Saddleback Church.
24 years in corporate sales, finishing as a national sales director before starting Hand In Hand Consulting.
Author of Plant Your Money Seeds, teaching stewardship in plain household language.
What clients say
Relief first. Then a move that feels possible.
“The feeling of relief. You make it clear, possible, loving and non-judgmental. I feel comfortable and safe.”Joanna A. · coaching client
“I've wiped out a lot of my debt and now I am positioned to build wealth.”Stephen N. · results achieved in four months
Individual experiences vary.
Before you ask
Four honest answers.
Is this a pitch?
Foluke teaches for most of the hour and makes an offer at the end. You will know when it starts, and you can leave at that point with the whole method and owe her nothing.
What if my partner will not come?
Come on your own. Bring what you learn back to the table and invite them into the first 15-minute conversation.
Will I have to share our exact numbers?
No. Use ranges in the group. Exact figures stay private. You can still work the method and ask the question that brought you.
Does my seat take a place from anyone else?
No. Every class is a group session and welcomes many households. Saving your seat does not close it to anyone else.
Free live class
Come with one money question. Leave with one shared plan.
Every Tuesday at 5:30pm Pacific. Bring your partner if you can, or come on your own.